Heat oil in a pan and add bengal gram and urad dals and fry till it turns light brown.
Add in red chillies and fry.
Then add ginger along with tomato. Sauté for few seconds.
Finally add carrot pieces and sauté for two to three seconds. Switch off the flame and allow it to cool. Then add fresh coconut and salt to it. Grind all together to a fine paste.
Season it with mustard, urad dal and curry leaves.
Enjoy it with hot idli or dosa!
Recipe by MyEdibleCravings at http://myediblecravings.com/carrot-chutney/